tag:blogger.com,1999:blog-77351280956082682252024-03-12T22:59:04.781-07:00John Hart BlogAnonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.comBlogger125125tag:blogger.com,1999:blog-7735128095608268225.post-36956304520680697032018-01-30T08:10:00.003-08:002018-01-30T08:10:40.790-08:00What Kind Of Insurance You Need To Shoot A Production Short<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmP-kWD7qwe9RrKQeyH80L-7Y2EL9InlF1p8Rd5fkT1VT0NpqXvNONnLLRYbAKmdHZxYrIUmTQHW6DmxyHipweR3rfcO5UuXeR5gcp25zbYr9hcUzsm8GclEgXj6RrvEgEw1jPLQUGhOI/s1600/fdfg45dfr.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="511" data-original-width="584" height="280" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmP-kWD7qwe9RrKQeyH80L-7Y2EL9InlF1p8Rd5fkT1VT0NpqXvNONnLLRYbAKmdHZxYrIUmTQHW6DmxyHipweR3rfcO5UuXeR5gcp25zbYr9hcUzsm8GclEgXj6RrvEgEw1jPLQUGhOI/s320/fdfg45dfr.jpg" width="320" /></a></div>
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Every day in Los Angles there are literally dozens of
production companies shooting, commercials, training films, full length motion
pictures and documentaries. All these activities bring with them unique risks
that should be insured. And when it comes to e<a href="http://www.johnhartinsurance.com/coverage.html">ntertainment insurance</a>,
John hart Insurance has the solutions. <o:p></o:p></div>
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Here is a short overview of what you might consider:<o:p></o:p></div>
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</span></span><!--[endif]-->Rented Equipment<o:p></o:p></div>
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</span></span><!--[endif]-->Owned Equipment<o:p></o:p></div>
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</span></span><!--[endif]-->Cast Coverage<o:p></o:p></div>
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</span></span><!--[endif]-->Props, Sets and Wardrobe<o:p></o:p></div>
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</span></span><!--[endif]-->Negative & Faulty Stock<o:p></o:p></div>
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</span></span><!--[endif]-->Third Party Property Damage<o:p></o:p></div>
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</span></span><!--[endif]-->General Liability<o:p></o:p></div>
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</span></span><!--[endif]-->Workers Compensation<o:p></o:p></div>
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Once a film, television pilot, commercial, or documentary is
finished, the next step is normally distribution. Most distributors will
require the production company obtain an Errors and Omissions policy on the
production. If you are a distributor, you should always carry your own E&O
policy, in addition to requiring each of the productions you distribute to be
covered. When purchasing your insurance policies, it is once again important to
remember that the amount of coverage you purchase is wholly dependent upon the
type of project you’re working on.<o:p></o:p></div>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most.<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-28696361267134631962018-01-10T08:10:00.000-08:002018-01-30T08:12:11.646-08:00Allow Us To Manage Your Entertainment Insurance Program<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtbb2mCaGLsVUjfwpj9wq_Kt3fiwVpZp6_iwv4cPoe3sColfu9sCJlnwwxUbR9pn-zHhEZNwumcKVJ9e0lkTh7UPwlkZboV6ZD11Ltp1kF3Up-aUmDF8j3sRgApgjtgyMpDDoxKTbhfew/s1600/photo_84253_20170213.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtbb2mCaGLsVUjfwpj9wq_Kt3fiwVpZp6_iwv4cPoe3sColfu9sCJlnwwxUbR9pn-zHhEZNwumcKVJ9e0lkTh7UPwlkZboV6ZD11Ltp1kF3Up-aUmDF8j3sRgApgjtgyMpDDoxKTbhfew/s320/photo_84253_20170213.jpg" width="320" /></a></div>
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<b>An Entertainment Insurance
Update<o:p></o:p></b></div>
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We recommend you start 2018 strong by having us complete a
review of your <a href="http://www.johnhartinsurance.com/coverage.html">entertainment
insurance</a> program. We will review
your exposures to risk and compare these to your current coverage. If we do not find any gaps, we will tell you,
and if we do find gaps, we will provide recommendations to you. <o:p></o:p></div>
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Here are some things you can do today to strengthen your <a href="http://www.johnhartinsurance.com/coverage.html">business insurance</a>
program for 2018: <o:p></o:p></div>
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<ul>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Read your insurance policies. It is better to
know what coverage you have before a loss occurs.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Meet with your agent and have him/her review
your program and make recommendations.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Review your losses over the past few years and
determine if there are any areas where improved safety might help reduce
losses.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Take advantage of any loss prevention services
offered by your business insurer.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Consider adding additional coverage like Professional
liability, media liability, or copyright infringement, employment practices
liability, or a commercial umbrella policy.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Review all your safety policies to make sure
they are up-to-date</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Make safety training a priority in 2018 with
safety incentives for accident-free months.</span></li>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a balance
of the best coverage and most economical solutions to help them manage the
risks inherent to their unique businesses.<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-6754961350031966262017-12-28T06:39:00.000-08:002017-12-28T06:39:16.556-08:00Rental House Coverage for the Entertainment Industry<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5C6bvLaNXRzl-zYpkW92D2iZDuY1QEyrtVu8ZlrF3Bx028egoEQIxciC7B-9r28ejJc91JApcc_tl_cCScUxj8Xdqi2ueacPKFsz5HmusWbOfEPxvSk3cn0YlfNND764P1nWrXOpF6EQ/s1600/fdfg45dfr.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="511" data-original-width="584" height="560" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5C6bvLaNXRzl-zYpkW92D2iZDuY1QEyrtVu8ZlrF3Bx028egoEQIxciC7B-9r28ejJc91JApcc_tl_cCScUxj8Xdqi2ueacPKFsz5HmusWbOfEPxvSk3cn0YlfNND764P1nWrXOpF6EQ/s640/fdfg45dfr.jpg" width="640" /></a></div>
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Rental houses and other post-production facilities are an
important part of the entertainment industry.
These locations all have unique exposures that need to be insured. Our agency has the markets for this type of
risk, and can offer you many options for your <a href="http://www.johnhartinsurance.com/coverage.html">rental house insurance</a>.
<o:p></o:p></div>
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<b>What Kind of Coverage
Do Rental Houses Need?<o:p></o:p></b></div>
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<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Commercial General Liability</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Umbrella</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Workers’ Compensation</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Crime Coverage</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Equipment Breakdown Coverage</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Property of others in your care</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Commercial Business Automobile</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Commercial Property</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Earthquake or flood insurance</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Business Interruption</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Entertainment Property Floater</span></li>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-39946608931462815632017-12-19T06:38:00.004-08:002017-12-19T06:38:43.033-08:00Equipment Floaters For The Entertainment Industry<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYzHFkoNcPB_NnVNo2MUOvGBmRKUZcihkRIu42uHf_9pdaGsmVkq4tH2YyaVejHiJRCReD55FqtNr34s632SxBTjfkG07Y2uir_QIOrbF9eHHupW-txkarfGt6-ivAQsPX4TdiUNc-gzo/s1600/free565.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="465" data-original-width="620" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYzHFkoNcPB_NnVNo2MUOvGBmRKUZcihkRIu42uHf_9pdaGsmVkq4tH2YyaVejHiJRCReD55FqtNr34s632SxBTjfkG07Y2uir_QIOrbF9eHHupW-txkarfGt6-ivAQsPX4TdiUNc-gzo/s640/free565.jpg" width="640" /></a></div>
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Your entertainment company may own specialized equipment,
like cameras, props, sets, or other production equipment that you take on
location. You also may have a need for special floater coverage for a short
period of time or as part of your overall <a href="http://www.johnhartinsurance.com/coverage.html">insurance</a> program. No
matter what the case we can help with the best possible combination of
coverage, price and service. <o:p></o:p></div>
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<b>Entertainment
Equipment Floater<o:p></o:p></b></div>
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<ul>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Coverage is available for a wide variety of
property, during production or while in your care, custody and control.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Property located on or off your premises.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Property in transit.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Coverage generally can be provided for risk of
direct physical loss, including earthquake.</span></li>
</ul>
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<b>Types of Equipment
Covered<o:p></o:p></b></div>
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<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Cameras</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Production equipment</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Sound equipment</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Theatrical equipment</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Editing equipment</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Musical instruments</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Other misc. </span>equipment</li>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-54078923851359812222017-11-21T09:34:00.000-08:002017-11-22T09:34:32.776-08:00Insurance For Production Companies<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwi0PDQYBF3WRfBVBxvI7-CsZcS8NvuoiYc5ptiiPtQUz0H7kvZ_pmHqot6ckX_4CnGP7RiPFySH-hMf7i2YnICIauD2QKQ9SfjbgJRff4609iS47CjrDFryxsw_mxbf6zKW4RJe2Di_Q/s1600/0521826001331321896.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="275" data-original-width="543" height="202" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwi0PDQYBF3WRfBVBxvI7-CsZcS8NvuoiYc5ptiiPtQUz0H7kvZ_pmHqot6ckX_4CnGP7RiPFySH-hMf7i2YnICIauD2QKQ9SfjbgJRff4609iS47CjrDFryxsw_mxbf6zKW4RJe2Di_Q/s400/0521826001331321896.jpg" width="400" /></a></div>
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We get questions every day regarding what are the common
coverage’s found in commercial property <a href="http://johnhartinsurance.com/coverage.html">insurance</a> for film and production
companies. Part one of our series, film & production company property
insurance, we will review; definition of covered property, leased or rented
property, accounts receivable, extra expense, and business personal property.
Let’s get to it. <o:p></o:p></div>
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Definition of Covered
Property-Covered property includes your equipment and related property used in
the entertainment industry including audio, visual, computer, recording,
lighting and projection equipment, wardrobes, props, costumes, and fine arts, as
well as similar property of others that is in your care, custody, and control.<o:p></o:p></div>
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Property Loaned, Leased or Rented
to Others-You’ll have coverage for direct physical loss to covered property you
own that you loan, lease, or rent to others.<o:p></o:p></div>
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<br /></div>
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Accounts Receivable- Coverage is
provided to reestablish accounts receivable records damaged as a result of a
covered, direct physical loss.<o:p></o:p></div>
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Extra Expense- Commonly used
equipment is easily and quickly replaced. Specialized or customized equipment
may not be. To help you keep your performance commitments, your policy can
cover the necessary and reasonable expenses up to a specific limit to expedite
the repair or replacement of covered property. We can also cover the expenses
to temporarily rent replacement property until your damaged property can be
reasonably repaired or replaced.<o:p></o:p></div>
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Business Personal Property-Your
policy covers direct physical damage to your business personal property
resulting from a covered cause of loss. </div>
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<o:p></o:p></div>
<b><i><span style="font-family: "Arial",sans-serif; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">Note: All coverage
described here would be subject to specific limits depending on policy terms</span></i></b><br />
<b><i><span style="font-family: "Arial",sans-serif; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"><br /></span></i></b>
<span style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 14.85px;">The staff at </span><a href="http://johnhartinsurance.com/coverage.html" style="background-color: white; color: #6699cc; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 14.85px; text-decoration-line: none;">John Hart Insurance</a><span style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 14.85px;"> has over 60 years combined experience in the field of entertainment insurance. We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies. This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique businesses.</span>Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-30257551426662148062017-11-15T09:30:00.000-08:002017-11-22T09:31:11.930-08:00We Insure Fun<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjcMglHo_c1ggDa3Xr86d6HrU77rIKA3aoqD93XDonvLUe4lBN15urhfMw5R4sIP4hAlxJOncs570znel4kisxkJx3O11gnC-gHDaxjc5VLfmGfUQ8N91g62bctLQ2wnP7gB1f4mxlM7x8/s1600/bf+g65.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="375" data-original-width="560" height="267" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjcMglHo_c1ggDa3Xr86d6HrU77rIKA3aoqD93XDonvLUe4lBN15urhfMw5R4sIP4hAlxJOncs570znel4kisxkJx3O11gnC-gHDaxjc5VLfmGfUQ8N91g62bctLQ2wnP7gB1f4mxlM7x8/s400/bf+g65.jpg" width="400" /></a></div>
<br />
John Hart Insurance takes insurance seriously. But we
understand that our clients are in the entertainment business, and many times
that is fun. You are providing fun and relaxation for the public. Here are just
a few of the kinds of entertainment we insure and the most common risk
associated with each. <br />
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<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Concerts- Injury to spectators</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Feature Films- Injuries to cast members</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Theme Parks- Injury to guests</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Theater Productions- Damage to props and
wardrobe</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Documentaries- Copyright infringement</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Commercials- Property damage</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Short Films- Errors and omissions</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Promoters- Contractual liability</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Special Events- Event </span>cancellation</li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Photographers- Owned Equipment</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Television- Injury to cast and animals</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Video Productions- Negative film and videotape
damage or loss</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Film Schools- General liability</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="text-indent: -0.25in;">Touring Performers- Non-appearance and
cancellation</span></li>
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We have over 60 years combined experience in the field of
entertainment insurance. We focus
exclusively on understanding the unique needs of motion picture, television,
video, music and theatrical companies. Call us today for more information. <o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-46335003683534831132017-10-30T12:35:00.000-07:002017-10-24T09:50:51.604-07:00Does Your Entertainment Business Need an Insurance Review?<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrTwfCMuq8Ek1ZIOTFtJJ_3_C9feM-j-Ha6XxGjrHFwN2A11c_qohmAWF5zYqKpQzUMNQTgLNm0ME5QYrqvj7uQfniXz1kiFfQIJ_xZ3FvtIMD2qmY4MtKwjUFglsh3WP5JpsV5uVmbZU/s1600/directors_chair+bf.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrTwfCMuq8Ek1ZIOTFtJJ_3_C9feM-j-Ha6XxGjrHFwN2A11c_qohmAWF5zYqKpQzUMNQTgLNm0ME5QYrqvj7uQfniXz1kiFfQIJ_xZ3FvtIMD2qmY4MtKwjUFglsh3WP5JpsV5uVmbZU/s1600/directors_chair+bf.jpg" width="200" /></a></div>
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<b>Benefits of a Business
Insurance Review</b></div>
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<b><br /></b></div>
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Every Entertainment company, at some time, should have their
<a href="http://johnhartinsurance.com/coverage.html">entertainment insurance</a>
reviewed by an independent insurance agent like John Hart Insurance. If it has
been more than a year since your last review, now may be a good time. We review
all our clients’ <a href="http://johnhartinsurance.com/coverage.html">insurance</a>
needs on a regular basis. There are many benefits to an insurance review
including:</div>
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</span></span><!--[endif]-->Prices change and a review can determine if you
are getting competitive rates on your insurance.<o:p></o:p></div>
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</span></span><!--[endif]-->Your coverage needs may have changed and your
policy should reflect these changes.<o:p></o:p></div>
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</span></span><!--[endif]-->There may be new insurance companies to which we
have access. <o:p></o:p></div>
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</span></span><!--[endif]-->Laws and regulations are changing and may
require a different kind of insurance<o:p></o:p></div>
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<b>Why Review My Entertainment
Insurance?<o:p></o:p></b></div>
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<ul>
<li>We have identified a number of questions that might indicate
your business insurance is out of date.</li>
<li><span style="font-size: 7pt; text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Did
you purchase any new equipment?</span></li>
<li><span style="text-indent: -0.25in;">Are
you planning any foreign productions?</span></li>
<li><span style="text-indent: -0.25in;">Do
you have new talent on contract?</span></li>
<li><span style="text-indent: -0.25in;">Are
you involved in any new partnerships?</span></li>
<li><span style="text-indent: -0.25in;">Have
you seen an increase in your claims?</span></li>
<li><span style="text-indent: -0.25in;">Do
your vehicles cross state lines?</span></li>
<li><span style="text-indent: -0.25in;">Have
you experienced growth?</span></li>
</ul>
<o:p></o:p><br />
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We live in interesting financial times and making sure we
save money wherever we can is very important. Having us preform an insurance
review might just be what is needed to protect your assets while putting money
back in your pocket. <o:p></o:p></div>
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The staff at <a href="http://johnhartinsurance.com/coverage.html">John Hart Insurance</a> has
over 60 years combined experience in the field of entertainment insurance. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-50651813445849288642017-10-18T16:49:00.000-07:002017-09-19T09:54:10.893-07:00Entertainment Property Insurance….Coverage Is King!<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifpK_kkyQ5iQWS9wJCRigGuAnTKL5I4giVl2jf55jlR6KABG7DZq1qDWpTJnwOKUEj1awwdOmQjrfa1vqY3kYDyVFvRp-NuvoVnmEq_dxjYTuFOF7OUwg0Vn16OIqpRiJaEb7fl3l796I/s1600/Pixa+free+454.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifpK_kkyQ5iQWS9wJCRigGuAnTKL5I4giVl2jf55jlR6KABG7DZq1qDWpTJnwOKUEj1awwdOmQjrfa1vqY3kYDyVFvRp-NuvoVnmEq_dxjYTuFOF7OUwg0Vn16OIqpRiJaEb7fl3l796I/s320/Pixa+free+454.jpg" width="320" /></a></div>
<br />
<br />
Most entertainment business owns business property, and may
also own the building in which you run your operations. Entertainment property
insurance protects the physical assets of your business, such as computers,
office equipment, cameras, film, buildings, furniture, fixtures, and other
property.<br />
<br /></div>
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Every business should have a comprehensive property
insurance portfolio to respond to the many risks associated with property
ownership. Property policies offer many unique kinds of coverage, some of which
we have highlighted:<b><o:p></o:p></b></div>
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<br /></div>
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<ul>
<li><b>Building Coverage</b> - allows you to quickly rebuild or repair
buildings or other property damaged by fire, theft, natural disaster or other
events, allowing you to return to normal operations.</li>
<li><b>Business Personal Property Coverage </b>- covers costs to replace the
contents in your building if they are stolen or destroyed by a covered
unforeseen event.</li>
<li><b>Business Income Coverage </b>- provides for continued income or lost
revenues while the building and its contents are being rebuilt and
replaced. Business income helps you to
cover operating and normal payroll expenses needed to keep an organization
operating after a loss, usually for a specific time period.</li>
<li><b>Production Equipment</b> – Covers your cameras, and other production
equipment.</li>
<li><b>Building Ordinance Coverage</b> - covers the increased cost to comply
with building codes, ordinances or laws that have changed after your building
was originally constructed. For example, under revised building codes you may
now be required to install sprinklers which would increase the value of
construction. </li>
<li><b>Outdoor Signs and Property Coverage </b>-<b> </b>covers costs to replace outdoor fences, signs, trees, shrubs or
plants.</li>
<li><b>Equipment Breakdown Coverage</b> - covers loss due to failure or
breakdown of equipment such as boilers, heating systems, and electrical
equipment.</li>
<li><b>Computer Coverage</b> - covers costs to replace or repair damaged
hardware, software, data or media vital to your operations.</li>
<li><b>Earthquake Coverage </b>- provides insurance to repair or replace
damaged equipment and/or buildings resulting from an earthquake. Earthquake
coverage is typically excluded under most property policies.</li>
</ul>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of entertainment insurance. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most
economical solutions to help them manage the risks inherent to their unique
businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com1tag:blogger.com,1999:blog-7735128095608268225.post-81940320389817834912017-10-11T11:22:00.000-07:002017-10-24T09:50:02.078-07:00We Can Insure Your Stunts<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFqYL_GfE2O8f_FkZZnlFctDC6CnCOCI-aEPTl3nLGFaI8cpTgycS-hb6kn5Hm9bN3i-OotiqgpLxyVS3BIpu7_g5BZMfBzCJ5b191VURtVUUthbzMHgEXCJkpiOPqr4_XA_mcLX2ZKkU/s1600/skydiving-664760_640.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="424" data-original-width="640" height="265" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFqYL_GfE2O8f_FkZZnlFctDC6CnCOCI-aEPTl3nLGFaI8cpTgycS-hb6kn5Hm9bN3i-OotiqgpLxyVS3BIpu7_g5BZMfBzCJ5b191VURtVUUthbzMHgEXCJkpiOPqr4_XA_mcLX2ZKkU/s400/skydiving-664760_640.jpg" width="400" /></a></div>
<div class="separator" style="clear: both; text-align: right;">
</div>
Producers on action films need stunt professionals.
Sometimes the production provides the insurance and other times the stunt
performer may be required to carry their own <a href="http://www.johnhartinsurance.com/coverage.html">insurance</a>. <o:p></o:p></div>
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Many productions may even use stunts while filming a commercial or short film. Even training films often include stunts
as part of the production. However, many
traditional e<a href="http://www.johnhartinsurance.com/coverage.html">ntertainment
insurance</a> packages don’t automatically cover stunt work.</div>
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<o:p></o:p></div>
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<br /></div>
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We can provide special stunt coverage for any production you
are involved in. Directors and production companies can attain coverage for the
following... Stunts, aerial scenes, falls, fight scenes, recreational vehicles,
water scenes, weapons, precision driving, and animals. <o:p></o:p></div>
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Here are a few if the stunts that should be insured:<o:p></o:p></div>
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</div>
<ul>
<li>Aerial Work</li>
<li>Fight Scenes</li>
<li>Animals</li>
<li>Scripted Falls</li>
<li>Special Driving</li>
<li>Use of Weapons</li>
<li>Underwater Work</li>
</ul>
<br /><o:p></o:p>
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The staff at <a href="http://www.johnhartinsurance.com/coverage.html">John Hart Insurance</a>
has over 60 years combined experience in the field of entertainment
insurance. We focus exclusively on
understanding the unique needs of motion picture, television, video, music and
theatrical companies. This knowledge
base allows us to structure an insurance program specifically for each client
that will be a balance of the best
coverage and most economical solutions to help them manage the risks inherent
to their unique businesses.<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com1tag:blogger.com,1999:blog-7735128095608268225.post-77033855829056833182017-10-11T09:58:00.000-07:002017-09-19T09:53:31.490-07:00The Key To Your Entertainment Insurance Renewal<div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBB_0dXJrAHZK4QVz-3ZfesLP6AES5j9UQLYuo_sUBeYR8Qa2mgbXindqZTWdNAdzb3nt-042Q2xAJDmXdLmR9afKnduNVU81HL2jlektrLk5mfxumowm3eC5LaF0rG33C8zCb3fLicgQ/s1600/directors_chair+bf.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="406" data-original-width="600" height="270" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBB_0dXJrAHZK4QVz-3ZfesLP6AES5j9UQLYuo_sUBeYR8Qa2mgbXindqZTWdNAdzb3nt-042Q2xAJDmXdLmR9afKnduNVU81HL2jlektrLk5mfxumowm3eC5LaF0rG33C8zCb3fLicgQ/s400/directors_chair+bf.jpg" width="400" /></a></div>
<b><br /></b></div>
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<b><br /></b>
<b>Important Topics For
A Entertainment Insurance Renewal<o:p></o:p></b><br />
<b><br /></b></div>
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There are many common renewal dates for commercial risks.
July and January are two of the most common. July is just around the corner, so
we thought we might share some of the topics which are important to review as
part of your <a href="http://www.johnhartinsurance.com/coverage.html">business
insurance</a> renewal. <o:p></o:p></div>
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<br /></div>
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<b>Big Picture Business
Insurance Renewal Questions<o:p></o:p></b></div>
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<b><br /></b></div>
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What Has Changed In Your Business?<o:p></o:p></div>
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These questions are important, as the resulting answers can
change your risk, insurance program design, and ultimately your business
insurance premiums. <o:p></o:p></div>
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</div>
<ul>
<li>Have you added any new locations?</li>
<li>Did you update or remodel your
facility?</li>
<li>Have you hired new talent?</li>
<li>Do you store any film or tape?</li>
<li>Did you make any investments in
your business?</li>
<li>Have you sold any personal
property or equipment?</li>
<li>Have there been any changes in
ownership?</li>
</ul>
<o:p></o:p><br />
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<o:p></o:p></div>
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<o:p></o:p></div>
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<o:p></o:p></div>
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<o:p></o:p></div>
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<b>Other Important
Business Insurance Renewal Questions<o:p></o:p></b></div>
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<b><br /></b></div>
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These are also important and can affect your premiums<o:p></o:p></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: .75in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]-->1.<span style="font-size: 7pt; font-stretch: normal;"> </span><!--[endif]-->Have
you added any employees?<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: .75in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]-->2.<span style="font-size: 7pt; font-stretch: normal;"> </span><!--[endif]-->What
are your projected sales for the next year?<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: .75in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]-->3.<span style="font-size: 7pt; font-stretch: normal;"> </span><!--[endif]-->Are
you planning on any changes with your commercial autos?<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: .75in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]-->4.<span style="font-size: 7pt; font-stretch: normal;"> </span><!--[endif]-->Have
you entered into any new leases or contracts?<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: .75in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]-->5.<span style="font-size: 7pt; font-stretch: normal;"> </span><!--[endif]-->Have
you designed protocols in the event of a cyber-breach?<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: .75in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]-->6.<span style="font-size: 7pt; font-stretch: normal;"> </span><!--[endif]-->Have
you added any security systems, including alarms, surveillance cameras, etc?<o:p></o:p></div>
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Putting a little effort into your business insurance renewal
can reap rewards in the form of better coverage and lower premiums. The staff
at <a href="http://johnhartinsurance.com/coverage.html">John Hart Insurance</a>
has over 60 years combined experience in the field of entertainment
insurance. We focus exclusively on
understanding the unique needs of motion picture, television, video, music and
theatrical companies. This knowledge
base allows us to structure an insurance program specifically for each client
that will be a balance of the best coverage and most economical solutions to
help them manage the risks inherent to their unique businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com1tag:blogger.com,1999:blog-7735128095608268225.post-41541405894663629182017-09-21T09:51:00.000-07:002017-09-21T09:51:00.157-07:00How Event Cancellation Insurance Can Save Your Production<div class="MsoNormal">
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgT_ck6CMig1e7tT1O1NSXaFqkyq_Wmo3_haXsilQdIEC385DhJdEEO_WEOS4aULgPYBwhp1_DefSbedX-KX0_RW_HTvOYmlTyHExJrlHbf-biS0DnkbbAa1YMPkORgakBVCakNIvmjw6w/s1600/3frt69.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="531" data-original-width="800" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgT_ck6CMig1e7tT1O1NSXaFqkyq_Wmo3_haXsilQdIEC385DhJdEEO_WEOS4aULgPYBwhp1_DefSbedX-KX0_RW_HTvOYmlTyHExJrlHbf-biS0DnkbbAa1YMPkORgakBVCakNIvmjw6w/s320/3frt69.jpg" width="320" /></a></div>
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<span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">Most entertainment companies do everything possible to make
sure that shows and </span><a href="http://www.johnhartinsurance.com/coverage.html"><span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">productions</span></a><span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"> are opened
on time. But sometimes there are circumstances that just can’t be helped. Fire,
natural disaster, and talent illness can cause events to be cancelled. Special
Event Insurance can provide the necessary security to ensure that if something
does go wrong, you and your guests are protected.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"><br /></span></div>
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<span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">Event Cancellation Insurance/Special Event Insurance from </span><a href="http://www.johnhartinsurance.com/coverage.html"><span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">Movie Insure</span></a><span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"> protects
production companies from unforeseen circumstances that require the show to be
canceled. It would provide funds to cover deposits and other costs that may
have already been paid. Unforeseen circumstances could be related to any number
of things including weather, construction at the venue, or illness of the
featured speaker or entertainer. Policies can be created to protect revenues or
expenses for those with insurable interests should an event be cancelled.<o:p></o:p></span></div>
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<span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">Event Cancellation Insurance is an important insurance to
consider. If a loss occurs, John Hart will work closely with you to file
documents quickly and accurately so your event can go on as planned.<o:p></o:p></span></div>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
<br />
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-88548804853796101602017-09-13T09:49:00.000-07:002017-09-19T09:50:05.420-07:00How We Help Employers Manage Workers’ Compensation Costs<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZWVRKFizsXLe8NrJJRjZw7RV_U9JV0z4PvykNutpszh3lqTC05KE294zoEnOZGtOhSyC-hYvg_tOZynyXeD78Xf5FFjQGfCZ7HkbjtTrdWsGJ8xd96blrL4kGlNUfMoZEB7jqB8Zsz0M/s1600/bf+g65.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="375" data-original-width="560" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZWVRKFizsXLe8NrJJRjZw7RV_U9JV0z4PvykNutpszh3lqTC05KE294zoEnOZGtOhSyC-hYvg_tOZynyXeD78Xf5FFjQGfCZ7HkbjtTrdWsGJ8xd96blrL4kGlNUfMoZEB7jqB8Zsz0M/s320/bf+g65.jpg" width="320" /></a></div>
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<b><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">An
Entertainment Workers’ Compensation Update<o:p></o:p></span></b></div>
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<b><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"><br /></span></b></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: 14pt; line-height: 107%;">There are over 4.1 million workplace injuries in the Unites
States each year, according to OSHA. Employers
spend about $155 billion on work related injuries each year. There is no doubt </span><a href="http://www.johnhartinsurance.com/coverage.html"><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">workers’ compensation</span></a><span style="font-size: 14pt; line-height: 107%;"> is a big
expense for employers. <o:p></o:p></span></span></div>
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<span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">The good news is there are many actions an insurance agent
can do to help employers reduce </span><a href="http://www.johnhartinsurance.com/coverage.html"><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">workers’ compensation costs</span></a><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">. <o:p></o:p></span></span></div>
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</div>
<br />
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Search the market for options and
program designs that fit the individual needs of each employer.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Help build a bridge between the
insurer and business.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Educate employers about how
workers’ compensation works.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Work with employers in the
development of a safety program.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Analyze all classifications to make
sure they are correct.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Help the company prepare for the
workers’ compensation premium audit.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Provide the framework for an early
return to work program.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Help the company review accidents
and claims to determine trends and then create safety solutions.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Facilitate a claims review with the
insurer to make sure all claims are being processed correctly.</span></li>
</ul>
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Be a resource to the business by
bringing in other service providers to solve problems; i.e., attorneys, safety
professionals, and third party claims consultants.</span></li>
</ul>
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span><br />
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</span></span></div>
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</div>
<br />
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<span style="line-height: 107%;"><span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: 14pt;">Workers’ compensation is an important part of your </span><span style="font-size: 18.6667px;">entertainment</span><span style="font-size: 14pt;"> insurance program. It is required by state law that your business has workers’
compensation insurance. <o:p></o:p></span></span></span></div>
<div class="MsoNormal">
<span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">The staff at John Hart Insurance has over 60 years combined
experience in the field of</span><a href="http://www.johnhartinsurance.com/coverage.html"><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"> entertainment insurance</span></a></span><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"><span style="font-family: Arial, Helvetica, sans-serif;">. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.</span><o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-40828093957453218582017-08-24T10:16:00.000-07:002017-08-24T10:16:00.562-07:00Test Your Entertainment Business Insurance IQ<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzWzf6xjkPrxaUlfjqERw3O1GZ46MnhAgH0rQ0Qr2g4Ph60x14AVRe9XJ1gDz-mDBhrMtArFttowDXDHEejnIMwxNuKFy5C2ZJ96uCU6csN38pjX3DPHR5smglGIOAfeTeXq2LYCXOEgw/s1600/ask-2341784_640.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="426" data-original-width="640" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzWzf6xjkPrxaUlfjqERw3O1GZ46MnhAgH0rQ0Qr2g4Ph60x14AVRe9XJ1gDz-mDBhrMtArFttowDXDHEejnIMwxNuKFy5C2ZJ96uCU6csN38pjX3DPHR5smglGIOAfeTeXq2LYCXOEgw/s640/ask-2341784_640.jpg" width="640" /></a></div>
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<b><br /></b></div>
<div class="MsoNormal">
<b>An Entertainment Business
Insurance Update<o:p></o:p></b></div>
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<b><br /></b></div>
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We don’t expect you to be experts in business insurance, but
we thought it might be fun to test you on what you do know about your <a href="http://www.johnhartinsurance.com/coverage.html">entertainment insurance</a>.
Business insurance is designed to cover unexpected losses. We can offer a wide
range of business insurance options, so please call our office today.<o:p></o:p></div>
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<br /></div>
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<b>Business Insurance Quiz
(answers at the end)</b></div>
<!--[if !supportLists]--><o:p></o:p><br />
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<o:p></o:p></div>
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<o:p></o:p></div>
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<o:p></o:p></div>
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<o:p></o:p></div>
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<o:p></o:p></div>
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<ol>
<li>Your deductible is the amount you
are responsible for if a covered loss occurs.</li>
<li>Flood and earthquake coverage are
always part of your business property coverage.</li>
<li>Cyber Insurance is protection
against losses caused by hackers from businesses dealing strictly in e-commerce,
but it does not exist.</li>
<li>Business Interruption covers your
lost income no matter what kind of loss closes your business.</li>
<li>My employees are prohibited from
suing me, as this would be a workers’ compensation claim.</li>
</ol>
<o:p></o:p><br />
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<o:p></o:p></div>
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<o:p></o:p></div>
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<o:p></o:p></div>
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</div>
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<o:p></o:p></div>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.</div>
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<o:p></o:p></div>
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<br /></div>
<div class="MsoNormal">
<b>Answers<o:p></o:p></b></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l1 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]-->1.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span><!--[endif]-->True- <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]-->2.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span><!--[endif]-->False- You need to add this coverage under a
separate policy<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]-->3.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span><!--[endif]-->False- Cyber insurance can be purchase by all
business<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l1 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]-->4.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span><!--[endif]-->False- Business interruption only applies to covered
losses under the policy<o:p></o:p></div>
<br />
<div class="MsoListParagraphCxSpLast" style="mso-list: l1 level1 lfo2; text-indent: -.25in;">
<!--[if !supportLists]-->5.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span><!--[endif]-->False- Your employees have rights under federal
and state laws to sue you if they feel they have been wronged. You would need employment practices liability
insurance in order to protect you and your business from employee lawsuits.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-83869842163894152512017-08-09T10:12:00.000-07:002017-08-23T10:14:05.357-07:00Workers’ Compensation Best Practices From John Hart Insurance<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghfkMzh6zf53WzYXaIxg9drIIsIackDJB0LWEJRfk5akCK2ozzKEvQWfSWQiaxgvpmSdIoe8d-GV6rqMF03O1Jc6caovbkpw59SjfrO1blHKHDqQqRXZIso6pTddkTHK0wWmm2zlmPamk/s1600/accident-994007_1920.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghfkMzh6zf53WzYXaIxg9drIIsIackDJB0LWEJRfk5akCK2ozzKEvQWfSWQiaxgvpmSdIoe8d-GV6rqMF03O1Jc6caovbkpw59SjfrO1blHKHDqQqRXZIso6pTddkTHK0wWmm2zlmPamk/s640/accident-994007_1920.jpg" width="640" /></a></div>
<br />
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Business owners go to great lengths to provide a safe
working environment for their employees. However, when dealing with humans,
accidents can happen, and Workers’ Compensation Insurance can help. <a href="http://www.johnhartinsurance.com/coverage.html">Workers Compensation
Insurance</a> should be an important part of every risk management program. <o:p></o:p></div>
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<br /></div>
<div class="MsoNormal">
<b>What Is Workers’
Compensation?<o:p></o:p></b></div>
<div class="MsoNormal">
Workers' compensation insurance is insurance that provides
lost income, medical benefits, disability benefits, and rehabilitative services
for workers injured on the job or while performing work-related duties.<o:p></o:p></div>
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<br /></div>
<div class="MsoNormal">
<b>Why Your Business
Needs Workers’ Compensation Insurance<o:p></o:p></b></div>
<div class="MsoNormal">
When an employee gets hurt on the job or has a work-related
illness, only workers’ compensation will cover them. Health insurance benefits will not provide
coverage for on-the-job injuries. <o:p></o:p></div>
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<br /></div>
<div class="MsoNormal">
<b>What Is the Best Way
to Keep Costs Down?<o:p></o:p></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Provide training for hazardous work, especially
for new or inexperienced workers.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Enforce safety rules and practices.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Enforce drug and alcohol rules.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Require safety equipment to be worn at all
times.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Keep work areas clean.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Workers should not wear loose clothing or
jewelry around machinery.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Where required, workers must wear protective
equipment such as goggles, safety glasses, masks, gloves, hairnets, etc.
appropriate to the task.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Safety equipment such as restraints, pullbacks,
and two-hand devices are designed for worker’s protection. Be sure such equipment is adjusted for each
worker.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Do not ever remove machine safety guards. <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Develop a system for reporting unsafe practices.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Have monthly safety meetings that review safety
issues and related topics.<o:p></o:p></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 40.5pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -13.5pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Create accident investigation procedures that
focus on prevention and change.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
<br />
<div class="MsoNormal">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-4015428364187362172017-07-20T09:42:00.001-07:002017-07-20T09:42:37.919-07:00Are You Hiring An Intern This Summer?<div class="MsoNormal">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOI-3DN5JRXDgImHoZbx_VJAC8mmNv1pD9wJICZEiK66BweVT_t2nMOHHXpHorwcRKjdteUURuxqfIs_GRTBWWLvdqPkm2CxwlurynIZbuvVQAsyWyM_iPWdTIgBLnPWNtVxCEo5CgR7U/s1600/man-875702_1920+%25281%2529.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1131" data-original-width="1600" height="226" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOI-3DN5JRXDgImHoZbx_VJAC8mmNv1pD9wJICZEiK66BweVT_t2nMOHHXpHorwcRKjdteUURuxqfIs_GRTBWWLvdqPkm2CxwlurynIZbuvVQAsyWyM_iPWdTIgBLnPWNtVxCEo5CgR7U/s320/man-875702_1920+%25281%2529.jpg" width="320" /></a></div>
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;">An Entertainment Insurance Update<o:p></o:p></span><br />
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;"><br /></span></div>
<div class="MsoNormal">
Many entertainment businesses offer college students the
opportunity to hold a summer intern position. These can be rewarding for the
college student as well as provide some help to the business. Most States now
require these positions to be paid. Before you bring that person on board, make
sure your business is well prepared.<o:p></o:p><br />
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<br />
<ul>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">Have a clear job description, hours, and line of
authority.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">Check to see if there are any state regulations
that might be impacted.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">If you offer a paid internship, you will need to
treat the intern like any other employee.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">If the internship is a paid position, don’t
forget about workers’ compensation.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">Make sure you comply with Healthcare Reform
relating to employee benefits.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">Make sure the intern understands they are not
entitled to “regular” company benefits, i.e. retirement, insurance, vacation, etc.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">The internship must provide similar training
that would be given in an educational environment.</span></li>
<li><span style="font-family: "symbol"; text-indent: -0.25in;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="text-indent: -0.25in;">There must be a “true” benefit for the intern.</span></li>
</ul>
</div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<o:p></o:p><br />
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;">
</span></span><!--[endif]-->Unpaid internships for for-profit companies are
subject to the U.S. Department of Labor’s Fair Labor Standards Act. There are
provisions if you offer educational credit. Here is a link to the <a href="http://www.dol.gov/whd/regs/compliance/whdfs71.htm">U.S. Department of
Labor.</a><o:p></o:p></div>
<div class="MsoListParagraphCxSpLast">
<br /></div>
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We recommend you check with the department of labor to make
sure your program meets all of the requirements. There have been many <a href="http://www.johnhartinsurance.com/coverage.html">businesses</a> who have
been sued as a result of improper internship programs. <o:p></o:p></div>
<br />
<div class="MsoNormal">
The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-26237641808140477372017-07-05T09:44:00.000-07:002017-07-20T09:44:15.607-07:00Leased or Rented Equipment For The Entertainment Industry<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYzHFkoNcPB_NnVNo2MUOvGBmRKUZcihkRIu42uHf_9pdaGsmVkq4tH2YyaVejHiJRCReD55FqtNr34s632SxBTjfkG07Y2uir_QIOrbF9eHHupW-txkarfGt6-ivAQsPX4TdiUNc-gzo/s1600/free565.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="465" data-original-width="620" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYzHFkoNcPB_NnVNo2MUOvGBmRKUZcihkRIu42uHf_9pdaGsmVkq4tH2YyaVejHiJRCReD55FqtNr34s632SxBTjfkG07Y2uir_QIOrbF9eHHupW-txkarfGt6-ivAQsPX4TdiUNc-gzo/s640/free565.jpg" width="640" /></a></div>
<div class="MsoNormal">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;">Like many in the entertainment industry you may rent or
lease equipment from time to time. You may be planning a special event and need
a tent to accommodate 250 people as part of a fund raising activity. Or,
perhaps you are renting a sound system for a concert, or leasing office
equipment such as your copier. These
kinds of activities create added risk to organization. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;">It is important to have an understanding of who is
responsible for the rented equipment and that your understanding is consistent
with the written rental agreement. Not all rental agreements are the same. Some
rental agreements will include property damage insurance as part of the rental
fee. Other rental agreements may require the you to be responsible for all
damage. And finally, some rental agreements may require you to pay a deductible
if there is damage. This can be very confusing especially if you are leasing or
renting a high value item. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;">There are many important things to remember when
considering a rental agreement:<o:p></o:p></span></div>
<div class="MsoListParagraph" style="mso-list: l0 level1 lfo1; tab-stops: list 0in; text-indent: -.25in;">
</div>
<ul>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="font-family: Arial, sans-serif; font-size: 12pt; line-height: 115%; text-indent: -0.25in;">Leasing companies come in many varieties,
including banks, brokers, equipment specialists, independents, and companies of
all sizes. Each has different levels of flexibility and requirements.</span></li>
<li><span style="font-family: Arial, sans-serif;"><br /></span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="font-family: Arial, sans-serif; font-size: 12pt; line-height: 115%; text-indent: -0.25in;">Understand what the agreement says regarding
repairs, maintenance, and upgrades. This applies more to long term leases
rather than short term leases.</span></li>
<li><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;"> </span><span style="font-family: Arial, sans-serif; font-size: 12pt; line-height: 115%; text-indent: -0.25in;">It may be in your best interest to insure the
equipment separately. It may be more cost effective depending on how the
agreement is written.</span></li>
</ul>
<!--[if !supportLists]--><br />
<div class="MsoListParagraph" style="mso-list: l0 level1 lfo1; tab-stops: list 0in; text-indent: -.25in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: SimSun; mso-fareast-language: AR-SA; mso-font-kerning: .5pt;">The staff at John Hart
Insurance has over 60 years combined experience in the field of</span><span style="font-family: "Calibri",sans-serif; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: SimSun; mso-fareast-language: AR-SA; mso-font-kerning: .5pt;"><a href="http://www.johnhartinsurance.com/coverage.html"><span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%;"> entertainment
insurance</span></a></span><span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: SimSun; mso-fareast-language: AR-SA; mso-font-kerning: .5pt;">. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for </span>Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-47074358302731872372017-06-27T08:44:00.000-07:002017-06-27T08:44:03.535-07:00We Can Show You Simple Ways to Save on Your Entertainment Insurance<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcPIyeSz0-E02uwQfxF6OhyphenhyphenYicCWpKK8dw42FR1d6k4oVPWlaxBe7BM1B-sO9Tj-SwCPz-wQXNddiVUcNFTrmBWRqW70N7zY4JZIhMxZRUuP41wlsHy7QdWoxbQRZ9N83vx0XQ66pPPm4/s1600/fgty7789.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="337" data-original-width="628" height="171" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcPIyeSz0-E02uwQfxF6OhyphenhyphenYicCWpKK8dw42FR1d6k4oVPWlaxBe7BM1B-sO9Tj-SwCPz-wQXNddiVUcNFTrmBWRqW70N7zY4JZIhMxZRUuP41wlsHy7QdWoxbQRZ9N83vx0XQ66pPPm4/s320/fgty7789.jpg" width="320" /></a></div>
<div class="MsoNormal">
<b><br /></b></div>
<div class="MsoNormal">
<b>An Entertainment
Insurance Update<o:p></o:p></b></div>
<div class="MsoNormal">
<b><br /></b></div>
<div class="MsoNormal">
Your business provides important and needed services to your
customers and is a cornerstone in the community. You also have the responsibility of employing
many good people. It is important to
have the best possible combination of business insurance coverage, pricing, and
service. <o:p></o:p></div>
<div class="MsoNormal">
We can help you design an <a href="http://www.johnhartinsurance.com/coverage.html">entertainment insurance</a>
program that is right for your individual business. </div>
<div class="MsoNormal">
We understand that having
the right <a href="http://www.johnhartinsurance.com/coverage.html">business
insurance</a> program can be the difference between recovering from a loss or
going out of business. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b>Business Insurance
Considerations<o:p></o:p></b></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Do not overlook needed coverage like employment
practice liability, business income, and cyber liability. A business owner’s policy or “BOP” might be a
good option for you. <o:p></o:p></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Work with an independent agent. We can help by
recommending coverage options and searching the market for the best options for
your business. <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Consider combining your business coverage with
your commercial auto to provide additional discounts. <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Have your agent educate you on what kind of
business insurance you may need. <o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Make sure you read your insurance policies.<o:p></o:p></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<br /></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Request that your agent perform an annual
program review. This is a good way to
determine if you need other coverage because of business changes. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-47128760762426471422017-06-22T08:44:00.000-07:002017-06-22T08:44:03.042-07:00Common Mistakes Made When Purchasing Entertainment Insurance<div class="MsoNormal">
<b><br /></b></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidCtSZ96Khhgw-KP37FlC20Q-6bw4qwNmOhicfrz-zIUwZwUp_Cx8SnOeRTG8QtOHQkTJRaequayi9gsm5DR0OcKSOWEsEKegBI9_WJs8XJ5POIGSu5LpOAC-ycQXBzNz5T8G7YNgq4zc/s1600/riskmanagement.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="314" data-original-width="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidCtSZ96Khhgw-KP37FlC20Q-6bw4qwNmOhicfrz-zIUwZwUp_Cx8SnOeRTG8QtOHQkTJRaequayi9gsm5DR0OcKSOWEsEKegBI9_WJs8XJ5POIGSu5LpOAC-ycQXBzNz5T8G7YNgq4zc/s1600/riskmanagement.jpg" /></a></div>
<div class="MsoNormal">
<b><br /></b></div>
<div class="MsoNormal">
<b>Business Insurance
101<o:p></o:p></b></div>
<div class="MsoNormal">
<b><br /></b></div>
<div class="MsoNormal">
We work with hundreds of businesses and help them manage
their <a href="http://www.johnhartinsurance.com/coverage.html">commercial
insurance</a> programs. Our team recommends coverage and risk options as part
of our regular services. Over the years, we have seen some businesses make preventable
mistakes when considering their <a href="http://www.johnhartinsurance.com/coverage.html">insurance</a> coverage. We thought it would be good to share these
with you.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b>Entertainment
Insurance Mistakes<o:p></o:p></b></div>
<div class="MsoNormal">
Mistake: <i>Assuming you do
not need an agent.</i> <o:p></o:p></div>
<div class="MsoNormal">
Your agent can provide valuable services including educating
you on what coverage you need and may not need.
Your agent can search the market for the best possible combination of
coverage, price and service. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Mistake: <i>Thinking that
your policy covers all losses.</i> <o:p></o:p></div>
<div class="MsoNormal">
Your business insurance policy is intended to cover
unexpected losses and accidents subject to the policy terms. There are limitations and exclusions in every
policy.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Mistake: <i>Assuming that
the lowest price is the best option</i>. <o:p></o:p></div>
<div class="MsoNormal">
It may be that the lowest priced insurance excludes needed
coverage. Your agent can help you determine
the best coverage option for you. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Mistake<i>: Not including
cyber liability, employment liability, and professional liability in your
business insurance program.<o:p></o:p></i></div>
<div class="MsoNormal">
<i><br /></i></div>
<div class="MsoNormal">
In today’s litigious climate, all businesses need to be
protected with this coverage.<o:p></o:p></div>
<div class="MsoNormal">
The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical companies. This knowledge base allows us to structure an
insurance program specifically for each client that will be a balance of the
best coverage and most economical solutions to help them manage the risks
inherent to their unique businesses<o:p></o:p></div>
<br />
<div class="MsoNormal">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-49915151482138269592017-05-22T06:42:00.002-07:002017-05-22T06:42:28.327-07:00We Specialize In Entertainment Insurance<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDIi9P8896SFkktZk70hyphenhyphenMrhfmCXk-43IV20tpf7BLTVNG-_8OxQivB0trDaUtE0bGo9prK6dax14ufpeiSnI8tC2YjR5Ji_3z6rUk6EcI3C4wF5BlYGM5gIxgEzhLmyhGdIdQvEcAL7o/s1600/bf+g65.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDIi9P8896SFkktZk70hyphenhyphenMrhfmCXk-43IV20tpf7BLTVNG-_8OxQivB0trDaUtE0bGo9prK6dax14ufpeiSnI8tC2YjR5Ji_3z6rUk6EcI3C4wF5BlYGM5gIxgEzhLmyhGdIdQvEcAL7o/s320/bf+g65.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
The entertainment industry creates fun, educational and even
inspirational movies, TV, film and more. With this activity comes a certain
amount of risk. Risks can include lost or damaged equipment, injury on sets, copy
write litigation, injury to cast and crew and more. Our job is to partner with
our clients to help them reduce their <a href="http://www.johnhartinsurance.com/coverage.html">risk</a> and protect
their assets.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Here are some of our key products and services:<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal" style="margin-left: .25in;">
<b>Insurance For Props, Sets and Wardrobe</b>: Covers damage to specific
equipment during production or events.<o:p></o:p></div>
<div class="MsoNormal" style="margin-left: .25in;">
<b>Producers Errors & Omissions:</b> Covers legal liability and
defense for the production company against lawsuits alleging unauthorized use
of title, format, ideas, characters, plots, plagiarism, unfair competition or
piracy.<o:p></o:p></div>
<div class="MsoNormal" style="margin-left: .25in;">
<b>Workers Compensation</b>: Covers injury to crew members as required by
state law.<o:p></o:p></div>
<div class="MsoNormal" style="margin-left: .25in;">
<b>Insuring Equipment: </b>Covers cameras, sound/lighting equipment and
rented or leased equipment.<o:p></o:p></div>
<div class="MsoNormal" style="margin-left: .25in;">
<b>Cast Insurance</b>: Covers production companies’ extra expenses in the
event of death, injury or illness to performers.<o:p></o:p></div>
<div class="MsoNormal" style="margin-left: .25in;">
<b>Comprehensive Liability Coverage</b>: Protects the production company
against claims for bodily injury or property damage liability arising out of
filming. Coverage includes use of all non-owned vehicles (both on and off
camera) including physical damage to such vehicles. This coverage will be
required prior to filming on any city or state roadways, or any location sites
requiring filming permits.<o:p></o:p></div>
<div class="MsoNormal" style="margin-left: .25in;">
<br /></div>
<div class="MsoNormal">
The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-12595139248789700732017-04-24T18:14:00.002-07:002017-04-24T18:14:40.645-07:00Every Entertainment Business Should Consider These Three Coverages<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuzGinEySyfluvRIePnBi5NTMt2PWy_z_xYBvwg2jYUPowJdSYZ0drL0cPndlxD9-fVreoJrW_blsICwrY_VufMKYaYO5Nwb2lv0Mlch7NeiZkd7SnM_zNi4rlW3psd-odWErhd3vejzA/s1600/photo_84253_20170213.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuzGinEySyfluvRIePnBi5NTMt2PWy_z_xYBvwg2jYUPowJdSYZ0drL0cPndlxD9-fVreoJrW_blsICwrY_VufMKYaYO5Nwb2lv0Mlch7NeiZkd7SnM_zNi4rlW3psd-odWErhd3vejzA/s320/photo_84253_20170213.jpg" width="320" /></a></div>
<div class="MsoNormal">
<b>A Business Insurance
Update<o:p></o:p></b></div>
<div class="MsoNormal">
One of the best things a entertainment business owner can do
to protect his or her business, is to have a business insurance program that
covers your business in the best way possible.
Your <a href="http://www.johnhartinsurance.com/coverage.html">business
insurance</a> program should include; <a href="http://www.johnhartinsurance.com/coverage.html">Faulty Stock, Camera and
Processing, </a> Employment Practice
Liability, and Errors & Omission Liability insurance. These coverage’s can often be bundled
together through a management liability policy. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b>Employment Practices
Liability (EPLI)<o:p></o:p></b></div>
<div class="MsoNormal">
EPLI insurance provides coverage for claims involving
employment harassment and discrimination in the employee/employer relationship. Examples of these kinds of claims are wrongful
dismissal/termination, sexual/racial/disability harassment,
sexual/racial/disability/religious discrimination, employment related libel,
slander, defamation and invasion of privacy, wrongful failure to employ or
promote, and retaliation.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b>Faulty Stock,
Camera and Processing</b><o:p></o:p></div>
<div class="MsoNormal">
Covers loss, damage or destruction of raw film or tape
stock, exposed film (developed or undeveloped), recorded videotapes, sound
tracks and tapes, caused by or resulting from fogging or the use of faulty
materials (including cameras and videotape recorders); faulty sound equipment;
faulty developing; faulty editing or faulty processing; and accidental erasure
of videotape recordings.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b>Errors and Omissions</b><o:p></o:p></div>
<div class="MsoNormal">
Covers legal liability and defense for the production
company against lawsuits alleging unauthorized use of title, format, ideas,
characters, plots, plagiarism, unfair competition or piracy. Also protects for
alleged libel, slander, defamation of character or invasion of privacy. This
coverage will usually be required by a distributor prior to release of any
theatrical or television production.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
<br />
<div class="MsoNormal">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-55275280420458696802017-04-12T18:13:00.000-07:002017-04-24T18:13:42.000-07:00John Hart Insurance Offers Event Cancelation Insurance<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiX6gt9gVSPWxIulydfuyBP1w-a78IkB4zDHEazx940tmD8GIpF9b4AitdTxoJ7CG4JB7ijg_pPfRkuJ6fyfDuUdZRR5qhlWiolpWd11vowRhybmXK1inLqYVrtZOkG5TCUVXwUo1f5Bko/s1600/bf+g65.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiX6gt9gVSPWxIulydfuyBP1w-a78IkB4zDHEazx940tmD8GIpF9b4AitdTxoJ7CG4JB7ijg_pPfRkuJ6fyfDuUdZRR5qhlWiolpWd11vowRhybmXK1inLqYVrtZOkG5TCUVXwUo1f5Bko/s320/bf+g65.jpg" width="320" /></a></div>
<div class="MsoNormal">
No matter how well events are planned and organized, there
are many things that can go wrong which can cause the event to be cancelled. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<a href="http://www.johnhartinsurance.com/coverage.html">Event
cancellation insurance</a> provides protection for organizations, event
planners, production companies and others that host conventions, plays,
concerts, trade and consumer shows.
Coverage is available for indoor and outdoor events held nearly anywhere
in the world. If your event is cancelled, you still may have legal and
financial obligations. If you are holding a concert, comedy show or other
entertainment event, call John Hart today.<o:p></o:p></div>
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Event cancellation Insurance can cover expenses or lost
revenue that you might stand to lose if the event you are managing or promoting
is cancelled or postponed due to unforeseeable reasons beyond your control.<o:p></o:p></div>
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Insurance coverage can include protection from adverse
weather, heavy rain, fire, collapse or destruction of the event site, damage to
surrounding venues or infrastructure, disease outbreak resulting in lack of
access, power failures, and strikes. Other coverage can include non-appearance of
a key speaker or entertainer, failure to vacate the event facility, and physical
loss of personal property and door registration receipts. <o:p></o:p></div>
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You have a lot invested in your event, and event insurance
is a good way to protect that investment. No matter how much time, energy and
money you invest in your events, there may be factors beyond your control that can
cause costly cancellations or interruptions. <o:p></o:p></div>
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-25232340917342219782017-03-29T09:07:00.000-07:002017-03-29T09:07:08.036-07:00The Top Five Things Every Entertainment Company Needs To Consider<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizl_i_ZiqG9xoe89KlTR0uywfp_ljdKzAOBwkiSjZU8GVsQEaWpgckC93UrCfKUpMTJgmB0dHg4QOGoMcl6iTNa1CE6AVxtv19zeV45_t0aL8HPd1IFD8HLU_ft13SPDVUbyTv5HyCt44/s1600/directors-chair.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizl_i_ZiqG9xoe89KlTR0uywfp_ljdKzAOBwkiSjZU8GVsQEaWpgckC93UrCfKUpMTJgmB0dHg4QOGoMcl6iTNa1CE6AVxtv19zeV45_t0aL8HPd1IFD8HLU_ft13SPDVUbyTv5HyCt44/s320/directors-chair.jpg" width="240" /></a></div>
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<b>An Entertainment
Insurance Update<o:p></o:p></b></div>
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<b><br /></b></div>
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Your business needs the right <a href="http://www.johnhartinsurance.com/coverage.html">entertainment insurance</a>
in order to protect you from the many risks to which you are exposed. <a href="http://www.johnhartinsurance.com/coverage.html">Business insurance</a>
will respond to many of your risks subject to the terms and conditions of your
policy. Here are the top five things
every business owner needs to consider when securing commercial insurance. <o:p></o:p></div>
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<b>Our “Top Five” List<o:p></o:p></b></div>
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<ul>
<li>Use an independent agent who is
experienced in your industry.</li>
<li>Select your agent based on their
qualifications, not because they offered you the lowest priced policy. Buying low priced business insurance sounds
good-- until you have an uninsured claim.</li>
<li>Consider increasing your property
deductible. Many businesses can save a lot of money simply by increasing their
deductible to $2,500 or even $5,000.</li>
<li>Higher liability limits can be
purchased for a relatively small amount.
Consider an umbrella policy which would increase your protection.</li>
<li>Always consider cyber risk,
employment practices liability, and professional liability coverage. Professional
liability covers legal liability and defense for the production company against
lawsuits alleging unauthorized use of title, format, ideas, characters, plots,
plagiarism, unfair competition or piracy. Also protects for alleged libel,
slander, defamation of character or invasion of privacy. This coverage will
usually be required by a distributor prior to release of any theatrical or
television production.</li>
</ul>
<o:p></o:p><br />
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<o:p></o:p></div>
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<br /></div>
<br />
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-18950714413716071012017-03-24T09:05:00.002-07:002017-03-24T09:05:53.814-07:00What is Your Biggest Business Fear?<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjMC4sbgCaVsXRNOETUm_mVyd4KvPSh4vvF6l7huVNUBPy6uDAzczwNAsiBuVxjDctvlb1qQyiA9XsZ1izvLDkxuTj26Af7mOs3mNPCLcyz8FIBDf-TEoeWMgSsEWA3QAJifiZBI4t-yo/s1600/photo_84253_20170213.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjMC4sbgCaVsXRNOETUm_mVyd4KvPSh4vvF6l7huVNUBPy6uDAzczwNAsiBuVxjDctvlb1qQyiA9XsZ1izvLDkxuTj26Af7mOs3mNPCLcyz8FIBDf-TEoeWMgSsEWA3QAJifiZBI4t-yo/s320/photo_84253_20170213.jpg" width="320" /></a></div>
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<b><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">An
Entertainment Insurance Update<o:p></o:p></span></b></div>
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<b><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"><br /></span></b></div>
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In a recent study conducted by the <a href="http://www.thebci.org/">Business Continuity Institute</a>, the threat of
cyber-attack is one of the biggest fears of large companies. However, did you know that according to the <i>Insurance Information Institute, </i>small
businesses actually have a greater chance of having a cyber-attack than they do
of having a fire? It is very important
that your <a href="http://www.johnhartinsurance.com/coverage.html">business
insurance</a> program have cyber coverage.
If you are not sure you have this coverage, call our office today. <o:p></o:p></div>
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<br /></div>
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<b>Other Business
Concerns</b><br />Our clients often share current business concerns with us,
and together we help find solutions.
Some of these include:</div>
<ul>
<li><b style="text-indent: -0.25in;">Business
Interruption - </b><span style="text-indent: -0.25in;">Business Interruption Insurance keeps you financially stable
if you are forced to vacate your business premises or if you had a production
shut down for some reason. .</span><span style="text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">You can
continue to provide your employees with pay and manage bills during the period
in which the business cannot operate.</span></li>
<li><b style="text-indent: -0.25in;">Attract
top Talent –</b><span style="text-indent: -0.25in;"> Getting the top people has always been an important part of
business planning. It is important to keep your employees engaged and energized
in the business process and planning.</span></li>
<li><b style="text-indent: -0.25in;">Social
Media Activity –</b><span style="text-indent: -0.25in;"> Social media can be a good tool to enhance your businesses
brand and reputation. </span><span style="text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">The downside is
that social media can also be inflammatory.</span><span style="text-indent: -0.25in;">
</span><span style="text-indent: -0.25in;">We recommend that you have a social media policy that outlines what
employees can and cannot post regarding your business. </span></li>
<li><b style="text-indent: -0.25in;">Regulatory
Risk -</b><span style="text-indent: -0.25in;">The regulatory climate is always changing for businesses.</span><span style="text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Almost every month there is some new law,
regulation, or statue with which your business must now comply.</span><span style="text-indent: -0.25in;"> </span><span style="text-indent: -0.25in;">Remember, your business insurance generally
does not cover fines or penalties imposed by Local, State, or the Federal
Government.</span></li>
</ul>
<br />
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<br /></div>
<br />
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The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-88066654158207734562017-02-22T10:07:00.000-08:002017-02-22T10:07:01.859-08:00Our Top New Year’s Entertainment Insurance Issues<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhY-Vt2SIUh6jE4USB7TPSsF9p96GLDUklexR6EySzy38ah-V1ZLqy2Bm2hDcxfCBcrXirmzLCASbr4LvfqcwHpQysw8juGOO9kPW7qXb7ejW_P8BJws9SYaI8jwNKaZduvWUzk7jAhp9U/s1600/bigstock-Risk-Ahead-blue-road-sign-78477905.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="221" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhY-Vt2SIUh6jE4USB7TPSsF9p96GLDUklexR6EySzy38ah-V1ZLqy2Bm2hDcxfCBcrXirmzLCASbr4LvfqcwHpQysw8juGOO9kPW7qXb7ejW_P8BJws9SYaI8jwNKaZduvWUzk7jAhp9U/s320/bigstock-Risk-Ahead-blue-road-sign-78477905.jpg" width="320" /></a></div>
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The following information may not make the lineup of any
late night TV show, but it can help your entertainment company become more
profitable.<o:p></o:p></div>
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<br />
<ul>
<li><b>Production Insurance</b> will continue to be an important part of every
production. We provide policies for all budgets sizes; from low budget film
production shoots to large studio budgets.
One day shoot or annual blanket production coverage are also
available. </li>
<li><b>Entertainment Equipment</b> is expensive to replace and is easy to
insure. We provide all risk, worldwide coverage for scheduled entertainment
related equipment including Cameras, Production, Editing, Musical, Theatrical
and Miscellaneous items.</li>
<li><b>Event Cancellation can shut down your production company. </b>Event
cancellation insurance protects revenue or expenses from an event against
cancellation or postponement of the event for reasons beyond the control of the
event organizer.</li>
<li><b>Reality TV and Film Productions.</b> This is a very growing segment of
our industry. Types of programming including game shows, variety shows,
webisodes, and documentary filming. With the rapid growth of “reality
programming”, it is important to have a broker who understands the needs of the
entertainment industry.</li>
</ul>
<o:p></o:p></div>
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<br /></div>
The staff at John Hart Insurance has over 60 years combined
experience in the field of entertainment insurance. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.<br />
<div class="MsoNormal">
<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0tag:blogger.com,1999:blog-7735128095608268225.post-7686484064606253032017-02-08T10:06:00.000-08:002017-02-17T10:11:12.217-08:00A Little Preparation Can Get Your Entertainment Business Running After a Loss<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCcXBEBP2lU5CBxINe26peDjEpzZRXgHBm9DBahd_6nGmpW8l0cpAOZHyJaF5ql1uW2wsnIsNJ6CFSVvxTsjTRFY3PF1YR58irf0k3bpVj7dUm8CWcGcH3yVRbx3cShz7Zd8NdNzII_wE/s1600/pixa+free.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="226" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCcXBEBP2lU5CBxINe26peDjEpzZRXgHBm9DBahd_6nGmpW8l0cpAOZHyJaF5ql1uW2wsnIsNJ6CFSVvxTsjTRFY3PF1YR58irf0k3bpVj7dUm8CWcGcH3yVRbx3cShz7Zd8NdNzII_wE/s320/pixa+free.jpg" width="320" /></a></div>
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<b>A Entertainment
Insurance Update<o:p></o:p></b></div>
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<b><br /></b></div>
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No one wants to think about an event so severe that it would
cause your business to close. However,
disaster planning needs to be part of your ongoing business plan. Major events can include floods, storms, data
breach, fires, accidents, death of an owner, or lawsuits. Whatever the risk, a little pre-planning can
go a long way toward getting your business up and running again. <o:p></o:p></div>
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A key part of your plan should be a review of your <a href="http://www.johnhartinsurance.com/coverage.html">business insurance</a>
program. Your business insurance should
include the following: <o:p></o:p></div>
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</div>
<ul>
<li><b>Property Insurance</b>:
Covers your buildings, equipment, machines, and other property from loss or
damage. Coverage should include <a href="https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=3&cad=rja&uact=8&ved=0ahUKEwiDjq7ulIjQAhUIsFQKHaVGDzgQFghKMAI&url=https%3A%2F%2Fwww.irmi.com%2Fonline%2Finsurance-glossary%2Fterms%2Fb%2Fbusiness-income-coverage.aspx&usg=AFQjCNE50ns8vvyZCTLVK6moJ3NkW1mpLA">business
income coverage</a>.</li>
<li><b>Commercial Liability
Insurance</b>: Provides coverage for bodily injury and property damage you
cause to others.</li>
<li><b>Commercial Auto
Insurance</b>: Covers your company vehicles if they are involved in an
accident. It can also cover your business if you, or an employee, uses a
personally owned vehicle on behalf of the business.</li>
<li><b>Cyber Liability
Insurance</b>: This insurance can protect your business from a data breach. If your business stores sensitive or
non-public information about employees or clients, you are responsible for
protecting that information. </li>
<li><b>Management Liability
Insurance</b>: Management Liability can encompass these important business
insurance coverage’s; Professional liability, and Directors and Officers
Liability.</li>
<li>Having the right kind of entertainment insurance is not the
only thing your business should consider. </li>
</ul>
<o:p></o:p><br />
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You need to develop a plan in the
event your business is shut down.The staff at John Hart Insurance has over 60 years combined
experience in the field of<a href="http://www.johnhartinsurance.com/coverage.html"> entertainment insurance</a>. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.</div>
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<o:p></o:p></div>
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Anonymoushttp://www.blogger.com/profile/14519624504844116516noreply@blogger.com0