Your Event Was Just Cancelled…Don’t Worry

John Hart Insurance Offers Event Cancellation Insurance

No matter how well events are planned and organized, there are many things that can go wrong which can cause the event to be cancelled.

Event cancellation insurance provides protection for organizations, event planners, production companies and others that host conventions, plays, concerts, trade and consumer shows.  Coverage is available for indoor and outdoor events held nearly anywhere in the world. If your event is cancelled, you still may have legal and financial obligations. If you are holding a concert, comedy show or other entertainment event, call John Hart today.

Event cancellation Insurance can cover expenses or lost revenue that you might stand to lose if the event you are managing or promoting is cancelled or postponed due to unforeseeable reasons beyond your control.

Insurance coverage can include protection from adverse weather, heavy rain, fire, collapse or destruction of the event site, damage to surrounding venues or infrastructure, disease outbreak resulting in lack of access, power failures, and strikes. Other coverage can include non-appearance of a key speaker or entertainer, failure to vacate the event facility, and physical loss of personal property and door registration receipts. 

You have a lot invested in your event, and event insurance is a good way to protect that investment. No matter how much time, energy and money you invest in your events, there may be factors beyond your control that can cause costly cancellations or interruptions. 

John Hart Produces The Right Kind Of Insurance

Here is a list of how we can help you keep you production on time and on budget

We work with many different kinds of entertainment firms, and we have a motto, “If it is fun, we insure it.” We have a great line up of insurance stars that are sure to keep your entertainment company strong!

Producers Errors and Omissions – Covers the legal liability and defense for the production company against lawsuits alleging unauthorized use of title, format, ideas, characters, plots, plagiarism, and unfair competition.

Foreign Production Insurance - Covers the liability associated with production in foreign countries.

Animal Mortality - Animal Mortality insurance will pay an agreed value for your animal actor if it dies from any accidental or natural cause.

Short Term Entertainment Insurance - This is the same quality insurance for those productions that take only a few days or weeks.

Stunt Insurance - Many productions use stunts while filming their movie, commercial, or short film. Even training films often include stunts as part of the production.

Cast Insurance - Cast coverage is intended to reimburse the production company for extra expenses to complete the production due to the death, injury or sickness of any insured artist(s). Coverage can be expanded to include illness, but only after the individual is medically examined. At that time the insurer will extend coverage to include illness. Coverage can also include kidnapping of any artist or director.

Participant Accident Insurance - Participant Accident Insurance can provide accident medical benefits and, at the sponsor’s option, may include accidental death, dismemberment, dental and disability benefits, as well.

Property Insurance - If you have special cameras or other expensive equipment. We can offer replace cost insurance for you.

The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique business.

Film Producers Insurance Check List 2015

Film Producers Insurance Check List

Movies, films, documentaries and short films entertain us and may even bring a tear to our eyes. But for film producers, an uninsured loss can bring tears to their eyes as well. John Hart Insurance Agency offers a check list for film producers to make sure the right insurance is in place.

“So you say I have a chance?”

If you are involved in any of these kinds of productions, you need to have a comprehensive entertainment policy.

• Television or film productions
• Commercials
• Documentaries
• Music videos
• Educational films
• Corporate productions
• Commercial photographers

“I'm gonna make him an offer he can't refuse.”

These are common risks shared by most productions

• Cast insurance
• Production errors & omissions
• Damage to props and other equipment
• Copyright infringement
• Intellectual property
• Rented and leased vehicles
• Animal mortality

“Carpe diem. Seize the day, boys. Make your lives extraordinary.”

We have over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies. Call us today for more information.

Our Top New Year’s Entertainment Insurance Issues

The following information may not make the lineup of any late night TV show, but it can help your entertainment company become more profitable.

• Production insurance will continue to be an important part of every production. We provide policies for all budgets sizes; from low budget film production shoots to large studio budgets.  One day shoot or annual blanket production coverages are also available. 
• Entertainment Equipment is expensive to replace and is easy to insure. We provide all risk, worldwide coverage for scheduled entertainment related equipment including Cameras, Production, Editing, Musical, Theatrical and Miscellaneous items.
• Event Cancellation can shut down your production company. Event cancellation insurance protects revenue or expenses from an event against cancellation or postponement of the event for reasons beyond the control of the event organizer.
• Reality TV and Film Productions. This is a very growing segment of our industry. Types of programming including game shows, variety shows, webisodes, and documentary filming. With the rapid growth of “reality programming”, it is important to have a broker who understands the needs of the entertainment industry.

The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique businesses.

Now Is The Time To Review Your Entertainment Insurance

Benefits of an Insurance Review

Everyone, at some time, should have entertainment insurance reviewed by an independent insurance agent. If it has been more than a year since your last review, now may be a good time. We review all our clients’ insurance needs on a regular basis. There are many benefits to an insurance review including:

1. Prices change and a review can determine if you are getting competitive rates on your personal insurance.
2. Your coverage needs may have changed and your policy should reflect these changes.
3. There may be new insurance companies to which we have access.

Why Review Entertainment Insurance Policy?

We have identified a number of questions that might indicate your personal insurance is out of date.

1. Have you started a new production?
2. Are you planning a foreign work?
3. Have you invested in new camera equipment?
4. Are you developing any partnerships?
5. Have you signed any new talent?

We live in difficult financial times and making sure we save money wherever we can is very important. Having us preform an insurance review might just be what is needed to protect your assets while putting money back in your pocket. 

How To Produce Entertainment Insurance

Entertainment Insurance

You are in the entertainment and education business. You create and design products that truly amaze us all. In doing so, you also create risks for your company, employees and others. We can produce an entertainment insurance policy that fits your needs. John Hart Insurance produces entertainment insurance that will match your risks. We work with many of the leading insurers in the entertainment industry.

To protect your firm you should consider the following kinds of insurance:

• Worker’s Compensation- Covers injury to employees.
• Business income - If you have a loss and can’t operate, this insurance provides replacement income for period of time.
• Cast Insurance- Reimburses the production company for any extra expense necessary to complete principal photography of an insured production due to death, injury or sickness of any insured performer or director.
• Errors and Omissions- Covers legal liability and defense for the production company against lawsuits alleging unauthorized use of title, format, ideas, characters, plots, plagiarism, unfair competition or piracy.
• Props, Sets and Wardrobe- Provides coverage on props, sets, scenery, costumes, wardrobe and similar theatrical property against risks of direct physical loss, damage or destruction occurring during the production.

The entertainment industry is a very competitive and complex business that comes with uncommon exposure risks. Entertainment insurance can help protect against many liabilities and we are ready to help you. 

Equipment Theft On Production Sets

Entertainment Insurance

One risk faced by production companies is the loss of equipment on sets. Even when sites are secure, there seems to always be a way for thieves to get in and create a loss. In a recent case, the thief actually took an entire 1300 pound metal fence. Some losses may be covered under the commercial insurance policy, but there could be high deductibles.

Here Are A Few Tips On How To Reduce Theft:

•          Have a sign in for all vehicles.
•          Have security.
•          Complete background checks on all employees.
•          The control of keys is essential on a site.
•          Keep all equipment locked.
•          Mark all equipment.
•          Encourage employees not to keep personal equipment on site.
•          Post signs that video cameras are located on site.
•          Post “keep out/no trespassing” signs.
•          Lock all vehicles at night.
•          Stamp ID numbers conspicuously on all large equipment 
•          Require all subcontractors to have commercial insurance, workers’ compensation and       employee dishonesty insurance.

The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique business.