A Entertainment
Insurance Update
No one wants to think about an event so severe that it would
cause your business to close. However,
disaster planning needs to be part of your ongoing business plan. Major events can include floods, storms, data
breach, fires, accidents, death of an owner, or lawsuits. Whatever the risk, a little pre-planning can
go a long way toward getting your business up and running again.
A key part of your plan should be a review of your business insurance
program. Your business insurance should
include the following:
Property insurance:
Covers your buildings, equipment, machines, and other property from loss or
damage. Coverage should include business
income coverage.
Commercial Liability
Insurance: Provides coverage for bodily injury and property damage you
cause to others.
Commercial Auto
Insurance: Covers your company vehicles if they are involved in an
accident. It can also cover your business if you, or an employee, uses a
personally owned vehicle on behalf of the business.
Cyber Liability
Insurance: This insurance can protect your business from a data breach. If your business stores sensitive or
non-public information about employees or clients, you are responsible for
protecting that information.
Management Liability
Insurance: Management Liability can encompass these important business
insurance coverage’s; Professional liability, and Directors and Officers
Liability.
Having the right kind of entertainment insurance is not the
only thing your business should consider. You need to develop a plan in the
event your business is shut down.
The staff at John Hart Insurance has over 60 years combined
experience in the field of entertainment insurance. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.