Business Insurance
101
We work with hundreds of businesses and help them manage
their commercial
insurance programs. Our team recommends coverage and risk options as part
of our regular services. Over the years, we have seen some businesses make preventable
mistakes when considering their insurance coverage. We thought it would be good to share these
with you.
Entertainment
Insurance Mistakes
Mistake: Assuming you do
not need an agent.
Your agent can provide valuable services including educating
you on what coverage you need and may not need.
Your agent can search the market for the best possible combination of
coverage, price and service.
Mistake: Thinking that
your policy covers all losses.
Your business insurance policy is intended to cover
unexpected losses and accidents subject to the policy terms. There are limitations and exclusions in every
policy.
Mistake: Assuming that
the lowest price is the best option.
It may be that the lowest priced insurance excludes needed
coverage. Your agent can help you determine
the best coverage option for you.
Mistake: Not including
cyber liability, employment liability, and professional liability in your
business insurance program.
In today’s litigious climate, all businesses need to be
protected with this coverage.
The staff at John Hart Insurance has over 60 years combined
experience in the field of entertainment insurance. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical companies. This knowledge base allows us to structure an
insurance program specifically for each client that will be a balance of the
best coverage and most economical solutions to help them manage the risks
inherent to their unique businesses
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