Those of us in the film industry have read the headlines regarding
producers, film companies, and distributors being sued by individuals, writers,
or other third parties. We all remember the litigation that threatened the
release of Steven Spielberg’s Amistad.
An author claimed the producers used “scenes” from her book, Echo of Lions. The case was settled and
the movie was released. Mr. Spielberg had the backing of a major studio, but most
film producers and distributors may not be so fortunate. That is why having
Errors and Omission Insurance is important. Having this coverage provides the
security and financial backing of a major insurance company, allowing you to
utilize your resources toward production and distribution. What are the kinds of claims that could be brought against
your company? Here are a few:
- Copyright infringement
- Trademark violation
- Failure to obtain consent
- Defamation, libel and slander
- Failure to obtain appropriate rights for music and film clips
- Breach of confidence
- Improper use of celebrity's name or likeness
- Unauthorized use or misappropriation of format, characters or ideas
The good news is that Errors & Omissions insurance can
protect you and your company in these cases. The coverage offers many
highlights but most importantly includes defense costs. Often these kinds of
cases involve very specialized legal expertise, and the insurers utilize the
most experienced legal professionals. The John Hart Agency offers Errors and
Omissions coverage for producers, distributors, production companies, post
production firms and others. Coverage highlights provided through the John Hart
Agency includes:
·
All concerns listed above
·
Worldwide coverage
·
High limits
·
Coverage for the length of the "rights period" needed for
distribution
The John Hart Agency offers a full range of insurance and
risk services to the entertainment industry. We know and understand the industry,
call us today.
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