Wednesday, February 22, 2017

Our Top New Year’s Entertainment Insurance Issues

The following information may not make the lineup of any late night TV show, but it can help your entertainment company become more profitable.


  • Production Insurance will continue to be an important part of every production. We provide policies for all budgets sizes; from low budget film production shoots to large studio budgets.  One day shoot or annual blanket production coverage are also available. 
  • Entertainment Equipment is expensive to replace and is easy to insure. We provide all risk, worldwide coverage for scheduled entertainment related equipment including Cameras, Production, Editing, Musical, Theatrical and Miscellaneous items.
  • Event Cancellation can shut down your production company. Event cancellation insurance protects revenue or expenses from an event against cancellation or postponement of the event for reasons beyond the control of the event organizer.
  • Reality TV and Film Productions. This is a very growing segment of our industry. Types of programming including game shows, variety shows, webisodes, and documentary filming. With the rapid growth of “reality programming”, it is important to have a broker who understands the needs of the entertainment industry.

The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique businesses.

Wednesday, February 8, 2017

A Little Preparation Can Get Your Entertainment Business Running After a Loss

A Entertainment Insurance Update

No one wants to think about an event so severe that it would cause your business to close.  However, disaster planning needs to be part of your ongoing business plan.  Major events can include floods, storms, data breach, fires, accidents, death of an owner, or lawsuits.  Whatever the risk, a little pre-planning can go a long way toward getting your business up and running again.

A key part of your plan should be a review of your business insurance program.  Your business insurance should include the following:

  • Property Insurance: Covers your buildings, equipment, machines, and other property from loss or damage. Coverage should include business income coverage.
  • Commercial Liability Insurance: Provides coverage for bodily injury and property damage you cause to others.
  • Commercial Auto Insurance: Covers your company vehicles if they are involved in an accident. It can also cover your business if you, or an employee, uses a personally owned vehicle on behalf of the business.
  • Cyber Liability Insurance: This insurance can protect your business from a data breach.  If your business stores sensitive or non-public information about employees or clients, you are responsible for protecting that information. 
  • Management Liability Insurance: Management Liability can encompass these important business insurance coverage’s; Professional liability, and Directors and Officers Liability.
  • Having the right kind of entertainment insurance is not the only thing your business should consider. 

You need to develop a plan in the event your business is shut down.The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique businesses.