Tuesday, December 23, 2014

Now Is The Time To Review Your Entertainment Insurance

Benefits of an Insurance Review

Everyone, at some time, should have entertainment insurance reviewed by an independent insurance agent. If it has been more than a year since your last review, now may be a good time. We review all our clients’ insurance needs on a regular basis. There are many benefits to an insurance review including:
  1. Prices change and a review can determine if you are getting competitive rates on your personal insurance.
  2. Your coverage needs may have changed and your policy should reflect these changes.
  3. There may be new insurance companies to which we have access.
Why Review Entertainment Insurance Policy?

We have identified a number of questions that might indicate your personal insurance is out of date.
  1. Have you started a new production?
  2. Are you planning a foreign work?
  3. Have you invested in new camera equipment?
  4. Are you developing any partnerships?
  5. Have you signed any new talent?

We live in difficult financial times and making sure we save money wherever we can is very important. Having us preform an insurance review might just be what is needed to protect your assets while putting money back in your pocket. 

Thursday, December 11, 2014

How To Produce Entertainment Insurance

Entertainment Insurance

You are in the entertainment and education business. You create and design products that truly amaze us all. In doing so, you also create risks for your company, employees and others. We can produce an entertainment insurance policy that fits your needs. John Hart Insurance produces entertainment insurance that will match your risks. We work with many of the leading insurers in the entertainment industry.

To protect your firm you should consider the following kinds of insurance:
  • Worker’s Compensation- Covers injury to employees.
  • Business income - If you have a loss and can’t operate, this insurance provides replacement income for period of time.
  • Cast Insurance- Reimburses the production company for any extra expense necessary to complete principal photography of an insured production due to death, injury or sickness of any insured performer or director.
  • Errors and Omissions- Covers legal liability and defense for the production company against lawsuits alleging unauthorized use of title, format, ideas, characters, plots, plagiarism, unfair competition or piracy.
  • Props, Sets and Wardrobe- Provides coverage on props, sets, scenery, costumes, wardrobe and similar theatrical property against risks of direct physical loss, damage or destruction occurring during the production.

The entertainment industry is a very competitive and complex business that comes with uncommon exposure risks. Entertainment insurance can help protect against many liabilities and we are ready to help you.