Tuesday, April 29, 2014

Planning a Documentary? Make Insurance Part of Your Planning

Documentaries come in many forms. Some take years to shoot and produce, while others may only take a few months. No matter how big or small, having the proper insurance for your documentary can be one of the most important things you can have. All the activities associated with filming a documentary bring unique risks that should be insured. And when it comes to entertainment insurance, John Hart Insurance has the solutions.

Here is a short overview of coverage you might consider:

·   Rented Equipment
·   Owned Equipment
·   Cast Coverage
·   Props, Sets and Wardrobe
·   Negative & Faulty Stock
·   Third Party Property Damage
·   Extra Expense
·   General Liability
·   Automobile Liability and Physical Damage
·   Workers Compensation

Once a documentary is finished, the next step is normally distribution. Most distributors will require the production company obtain an Errors and Omissions policy on the production. If you are a distributor, you should always carry your own E&O policy, in addition to requiring each of the productions you distribute to be covered. When purchasing your insurance policies, it is once again important to remember that the amount of coverage you purchase is wholly dependent upon the type of project on which you are working.

The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help manage the risks inherent to the client’s unique businesses.

Thursday, April 10, 2014

The True Value of an Independent Agent

John Hart Insurance is an independent agency. This means we don’t work for any one insurance company. We have access to many markets that specialize in the entertainment industry, giving us the ability to shop your account, and search the market for the best option for you. With captive insurance agents, you may only get the guidance of one company that sells one brand of insurance.

The Value of John Hart Insurance

  • John Hart Insurance specializes in the film and production industry that is all we do. We know and understand your industry.
  • We have over 60 years of combined service.
  • Our focus is exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.
  • We will work with you to make sure your claim is processed to your satisfaction
  • We provide a number of coverage options
  • Are not obligated to any one company
  • We search the market for the best combination of price and coverage
  • We are licensed professionals with strong customer and community ties
  • Our staff is qualified and trained to explain coverage in understandable language
  • We can review coverage and make necessary changes based on your needs

There is no singular insurance company that is the best for everyone. As independent agents, we can find the right company for your specific needs. And as your needs change, we’ll always have an insurance company that is right for you.