Tuesday, January 14, 2014

If It Is Fun….We Insure It

John Hart Insurance takes insurance seriously. But we understand that our clients are in the entertainment business, and many times that is fun. You are providing fun and relaxation for the public. Here are just a few of the kinds of entertainment we insure and the most common risk associated with each.
  •         Concerts- Injury to spectators
  •          Feature Films- Injuries to cast members
  •          Theme Parks- Injury to guests
  •          Theater Productions- Damage to props and wardrobe
  •          Documentaries- Copyright infringement
  •          Commercials- Property damage
  •          Short Films- Errors and omissions
  •          Special Events- Event cancelation
  •          Photographers- Owned Equipment
  •          Television- Injury to cast and animals
  •          Video Productions- Negative film and videotape damage or loss
  •          Film Schools- General liability
  •          Touring Performers- Non-appearance and cancellation

We have over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies. Call us today for more information. 

Reduce Workers’ Compensation Costs In The Entertainment Industry

Is your company interested in reducing operating expenses and workers’ compensation insurance costs over the long term? Most California Entertainment firms should concentrate on safety and loss prevention, as it provides the best return on investment. John Hart Insurance can provide your firm with insurance options for your workers’ compensation needs.

An effective safety program will include many different items, but we are going to focus on how to reduce common workers’ compensation injuries.

Here are the body parts most commonly injured:
  •          Back                24% of injuries
  •          Hands              10% of injuries
  •          Shoulder          9% of injuries
  •          Knee                8% of injuries

Consider these suggestions as part of your safety program:
  •          Consider pre-work stretching.
  •          Vary working positions frequently; don’t stand, sit, kneel or squat for long periods.
  •          Use special equipment when lifting; like lifting straps.
  •          Wear non-slip boots.
  •          Review accidents and learn how to prevent future ones.
  •          Use your legs, and keep your back in a natural position while lifting.
  •          Mark out clear walkways.
  •          Review your NCCI classification - Accountants will tell you that most workers compensation programs have a 30-35% error rating when it comes to business classification.
  •          Do not twist while carrying a load.
  •          Complete a safety check of equipment; tools, forklifts, etc.
  •          Provide general ergonomics training and task-specific training to all employees.
  •          Work with your arms close to your body, not reaching away or overhead.
  •          Bags, containers, bundles, etc. should be stored in tiers that are stacked, blocked, interlocked, and limited in height so that they are stable and secure to prevent sliding or collapse.
  •          Post safety reminders in common areas throughout your workplace and hand out fliers with safety tips.
  •          Change work practices or use equipment to avoid repetitive actions or prolonged tasks.
  •          Develop a safe worker rewards program. Offer incentives when your firm has reached 90 days with no accidents.