Tuesday, February 16, 2016

Workers’ Compensation Best Practices For The Entertainment Industry

As a business owner in the entertainment industry, you go to great lengths to provide a safe working environment for your employees. But when dealing with humans, accidents can happen and Workers’ Compensation Insurance can help. Workers Compensation Insurance should be an important part of your entertainment risk management program.

What is California Workers’ Compensation?
Workers' compensation insurance is insurance that provides lost income, medical benefits, disability benefits, and rehabilitative services for workers injured on the job or while performing work-related duties.

Why Your Business Needs Workers’ Compensation Insurance
When one of your employees gets hurt on the job or has a work-related illness, only workers’ compensation will cover them. Health insurance benefits will not provide coverage for on the job injuries.

What Is The Best Way To Keep Costs Down?
·      Provide training for hazardous work, especially for new or inexperienced workers.
·      Enforce safety rules and practices.
·      Enforce drug and alcohol rules.
·      Require safety equipment to be worn at all times.
·      Keep work areas clean.
·      Do not wear loose clothing or jewelry around machinery.
·      Where required, you must wear protective equipment such as goggles, safety glasses, masks, gloves, hair nets, etc. appropriate to the task.
·      Safety equipment such as restraints, pull backs, and two-hand devices are designed for your protection. Be sure such equipment is adjusted for you.
·      Do not ever remove machine safety guards.
·      Develop a system for reporting unsafe practices.
·      Have monthly safety meetings that review safety issues and related topics.
·      Create accident investigation procedures that focus on prevention and change.

The staff at John Hart Insurance has over 60 years combined experience in the field of entertainment insurance.  We focus exclusively on understanding the unique needs of motion picture, television, video, music and theatrical companies.  This knowledge base allows us to structure an insurance program specifically for each client that will be a balance of the best coverage and most economical solutions to help them manage the risks inherent to their unique businesses.

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