Entertainment
Insurance
Every entertainment business
has risks and most professionals have an understanding of their risks. But
there are a few business risks that can be addressed by commercial entertainment insurance
that you may not have considered.
Business Interruption-
The U.S. Department of Labor estimates that more than 40% of businesses never
reopen following a disaster such as a fire or earthquake. Is your business
prepared to weather the storm if disaster strikes? If a fire causes your
facility to be temporarily unusable, what would you do? To mitigate this risk,
consider adding Business Interruption coverage to your Property Insurance
policy.
Employment Practices-
From the moment you begin the pre-hiring process until the final goodbyes at
the exit interview, you are at risk for a lawsuit. In fact, three out of five
employers will be sued by a prospective, current or former employee while they
are in business. Although many lawsuits are groundless, defending against them
is costly and time-consuming. Your business should take a hard look at whether
it can afford to defend itself against accusations of wrongful employment
practices. Employment Practices Liability that will protect your company
against wrongful termination, discrimination (age, sex, race, disability, etc.)
or sexual harassment lawsuit.
Errors and Omissions
- Covers legal liability and defense for the production company against
lawsuits alleging unauthorized use of title, format, ideas, characters, plots,
plagiarism, unfair competition.
The staff at John Hart Insurance has over 60 years combined
experience in the field of entertainment insurance. We focus exclusively on understanding the
unique needs of motion picture, television, video, music and theatrical
companies. This knowledge base allows us
to structure an insurance program specifically for each client that will be a
balance of the best coverage and most economical solutions to help them manage
the risks inherent to their unique businesses.
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